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					  <title><![CDATA[Busy Times]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4365/1/Busy-Times/Page1.html</link>
					  <description><![CDATA[
<p>It has been a busy time in the news recently with the earthquake that hit Haiti, and also new security issues at airports since someone tried to set off a bomb on a flight to Detroit in America. </p>
<p>From a financial standpoint both of these incidents has huge implications.<br/></p>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Mon, 18 Jan 2010 03:16:55 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4365/1/Busy-Times/Page1.html</guid>
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					  <title><![CDATA[Options]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4364/1/Options/Page1.html</link>
					  <description><![CDATA[
<p>Many times I am approached by clients who only have one (1) creditor or one (1) debt they owe.</p>
<p>Now that debt may be substantial in its amount, but they only owe just the one debt and are</p>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Fri, 15 Jan 2010 10:36:43 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4364/1/Options/Page1.html</guid>
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					  <title><![CDATA[Using Credit Cards]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4363/1/Using-Credit-Cards/Page1.html</link>
					  <description><![CDATA[I have written about warning signs people experience that may show they are headed for a financial fall, but what I read recently is a huge sign: using credit cards to pay your mortgage or rent.<br/>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Tue, 12 Jan 2010 04:27:28 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4363/1/Using-Credit-Cards/Page1.html</guid>
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					  <title><![CDATA[Debts and Owning Property]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4362/1/Debts-and-Owning-Property/Page1.html</link>
					  <description><![CDATA[I receive many calls and emails from people who are struggling to service their unsecured debts and are looking for options, but they own property.<br/>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Sun, 10 Jan 2010 03:40:01 CST</pubDate>
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					  <title><![CDATA[Snow]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4361/1/Snow/Page1.html</link>
					  <description><![CDATA[
<p>Since the weather is what is dominating the news lately, that and the coup the Labour Party attempted, I thought of the two, the snow and weather were far more interesting.</p>
<p>In the area where I live the snow and ice was so bad all public transport, short of the trains, stopped!</p>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Fri, 08 Jan 2010 03:32:09 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4361/1/Snow/Page1.html</guid>
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					  <title><![CDATA[The Weather and Boilers]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4360/1/The-Weather-and-Boilers/Page1.html</link>
					  <description><![CDATA[
<p>As I write this today I am at home, working, watching the snow and avoiding the roadways.</p>
<p>Why you may ask, but as many of you already know, it is a bit treacherous out there driving as we have had freezing temperatures, ice and now snow and I can see from mine the queues on the roads.</p>
<p>It is difficult even walking as no walkways have been cleared.</p>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Wed, 06 Jan 2010 03:37:30 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4360/1/The-Weather-and-Boilers/Page1.html</guid>
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					  <title><![CDATA[The Real Cost]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4359/1/The-Real-Cost/Page1.html</link>
					  <description><![CDATA[
<p>We all are a bit materialistic to some extent and like to surround ourselves with the trappings that we are told we all need and want.</p>
<p>Told by the shops, adverts, etc, that we need such and such item or we see everyone else has this and we want it as well.<br/></p>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Tue, 05 Jan 2010 05:20:34 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4359/1/The-Real-Cost/Page1.html</guid>
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					  <title><![CDATA[A New Year]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4358/1/A-New-Year/Page1.html</link>
					  <description><![CDATA[
<p><br/>Happy New Year!</p>
<p>So now 2010 is officially here, our heads and stomachs have settled and it is time to get back to the reality of the world, and the reality of our personal finances.<br/></p>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Sun, 03 Jan 2010 04:06:01 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4358/1/A-New-Year/Page1.html</guid>
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					  <title><![CDATA[VAT]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4357/1/VAT/Page1.html</link>
					  <description><![CDATA[Last year the Government reduced the VAT from 17.5% to 15% to induce shoppers to buy and spend more.]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Fri, 01 Jan 2010 04:28:49 CST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4357/1/VAT/Page1.html</guid>
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					  <title><![CDATA[Being Made Bankrupt]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4356/1/Being-Made-Bankrupt/Page1.html</link>
					  <description><![CDATA[I receive many emails and queries from people struggling with their debts asking if it is better for them to make themselves bankrupt, or wait until a creditor does this to them; the answer is the outcome is the same, but the complications are in other areas such as timelines, costs, and other factors.<br/>]]></description>
					  <author>no@spam.com (Jon Emge)</author>
					  <pubDate>Wed, 30 Dec 2009 04:21:11 CST</pubDate>
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