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				<title><![CDATA[Myvesta UK Articles - Articles - Credit Counselling]]></title>
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					  <title><![CDATA[Act Now To Bank The Best Rates]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4066/1/Act-Now-To-Bank-The-Best-Rates/Page1.html</link>
					  <description><![CDATA[There is no such thing as ‘the best savings account’ because it is not as simple as one account with a great headline rate that’s best for all.  But the good news is that it is possible to find the best savings account to suit you. ]]></description>
					  <author>no@spam.com (Myvesta UK)</author>
					  <pubDate>Fri, 22 Feb 2008 00:00:00 EST</pubDate>
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					  <title><![CDATA[CCCS and CCCS Chairman Malcolm Hurlston Appears in the News Yet Again, or Not, as the Case May Be]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4036/1/CCCS-and-CCCS-Chairman-Malcolm-Hurlston-Appears-in-the-News-Yet-Again-or-Not-as-the-Case-May-Be/Page1.html</link>
					  <description><![CDATA[Frankly I am getting a bit tired of talking about CCCS. I wish that news about them would stop appearing. I&#8217;ve got other things to do. So here is a quick snippet and then I&#8217;m off to work on OFT debt collection issues and bank avoidance of compliance with the guidelines.]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Fri, 04 Jan 2008 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4036/1/CCCS-and-CCCS-Chairman-Malcolm-Hurlston-Appears-in-the-News-Yet-Again-or-Not-as-the-Case-May-Be/Page1.html</guid>
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					  <title><![CDATA[Is CCCS UK Giving Best Advice to Consumers or Acting as a Debt Collector?]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4031/1/Is-CCCS-UK-Giving-Best-Advice-to-Consumers-or-Acting-as-a-Debt-Collector/Page1.html</link>
					  <description><![CDATA[<body>A rather alarming story appeared in the Mail on Sunday today regarding Consumer Credit Counselling Service (CCCS) in the UK and its position on Individual Voluntary Arrangements. The online article stated “But Financial Mail has learned that CCCS might not be as independent as it boasts and could be obtaining revenue from possibly ' inappropriate' advice given to debt-ridden clients.” </body>]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Sun, 30 Dec 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4031/1/Is-CCCS-UK-Giving-Best-Advice-to-Consumers-or-Acting-as-a-Debt-Collector/Page1.html</guid>
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					  <title><![CDATA[Debt Free Direct Comes Out of Its Cocoon]]></title>
					  <link>http://myvesta.org.uk/articles/articles/4012/1/Debt-Free-Direct-Comes-Out-of-Its-Cocoon/Page1.html</link>
					  <description><![CDATA[Not a huge article but just wanted to share this observation with you. It did not escape me that our old friends at Debt Free Direct (DFD) have announced a name change to Fairpoint.<br/>]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Mon, 03 Dec 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/4012/1/Debt-Free-Direct-Comes-Out-of-Its-Cocoon/Page1.html</guid>
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					  <title><![CDATA[Consumers in Debt. Paying For Professional Assistance. Who’s Really Getting Screwed.]]></title>
					  <link>http://myvesta.org.uk/articles/articles/3995/1/Consumers-in-Debt-Paying-For-Professional-Assistance-Whos-Really-Getting-Screwed/Page1.html</link>
					  <description><![CDATA[In every country and all the time the argument about consumers should only seek help for financial help from groups that don&#8217;t charge a fee, is crap. ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Tue, 20 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/3995/1/Consumers-in-Debt-Paying-For-Professional-Assistance-Whos-Really-Getting-Screwed/Page1.html</guid>
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					  <title><![CDATA[HFC and HSBC, Power Creates Arrogance and Arrogance Creates Stupidity]]></title>
					  <link>http://myvesta.org.uk/articles/articles/3992/1/HFC-and-HSBC-Power-Creates-Arrogance-and-Arrogance-Creates-Stupidity/Page1.html</link>
					  <description><![CDATA[This has been going on for quite a while but when I was handed this letter recently it reminded me to write about it. And now that Myvesta has launched our new legal protection plan for consumers, we'll take action on this and bring it to the attention of the Office of Fair Trading as well.<br/> ]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Mon, 19 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/3992/1/HFC-and-HSBC-Power-Creates-Arrogance-and-Arrogance-Creates-Stupidity/Page1.html</guid>
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					  <title><![CDATA[Debt Management Plans (DMP), My Old Views Are No Longer Valid. I’ve Radically Changed My Position]]></title>
					  <link>http://myvesta.org.uk/articles/articles/3989/1/Debt-Management-Plans-DMP-My-Old-Views-Are-No-Longer-Valid-Ive-Radically-Changed-My-Position/Page1.html</link>
					  <description><![CDATA[I figure that when I write I share a bit of myself so I wanted to bring you inside my reversal of a position on debt assistance and consumer debt help. What once many felt was right, is no longer so.]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Tue, 13 Nov 2007 00:00:00 EST</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/3989/1/Debt-Management-Plans-DMP-My-Old-Views-Are-No-Longer-Valid-Ive-Radically-Changed-My-Position/Page1.html</guid>
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					  <title><![CDATA[Death to Debt Management in the UK]]></title>
					  <link>http://myvesta.org.uk/articles/articles/3969/1/Death-to-Debt-Management-in-the-UK/Page1.html</link>
					  <description><![CDATA[If you&#8217;ve read any of my articles by now you might find that I love a good headline. And while Death to Debt Management might seem a bit tabloid, with recent news, it&#8217;s not that crazy.]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Wed, 03 Oct 2007 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/3969/1/Death-to-Debt-Management-in-the-UK/Page1.html</guid>
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					  <title><![CDATA[CCCS Cries “Sour Grapes”. Debt Charity Demands Watchdogs Stop the Imposters. But Which One?]]></title>
					  <link>http://myvesta.org.uk/articles/articles/3956/1/CCCS-Cries-Sour-Grapes-Debt-Charity-Demands-Watchdogs-Stop-the-Imposters-But-Which-One/Page1.html</link>
					  <description><![CDATA[An article this past Saturday had a title that caught my eye, &#8220;Debt charity demands watchdogs stop the imposters.&#8221; But what made me chuckle is that CCCS in the UK liberated the CCCS name from the US, without permission. Oh how I do love irony.]]></description>
					  <author>no@spam.com (Steve Rhode)</author>
					  <pubDate>Tue, 11 Sep 2007 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/3956/1/CCCS-Cries-Sour-Grapes-Debt-Charity-Demands-Watchdogs-Stop-the-Imposters-But-Which-One/Page1.html</guid>
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					  <title><![CDATA[What CCCS and Credit Counselling Needs to Know]]></title>
					  <link>http://myvesta.org.uk/articles/articles/3944/1/What-CCCS-and-Credit-Counselling-Needs-to-Know/Page1.html</link>
					  <description><![CDATA[Recent massive changes in how credit counselling in the US is regulated should be of importance to groups in the UK. Here is a press release regarding the summary of changes.]]></description>
					  <author>no@spam.com (Myvesta UK)</author>
					  <pubDate>Sat, 01 Sep 2007 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://myvesta.org.uk/articles/articles/3944/1/What-CCCS-and-Credit-Counselling-Needs-to-Know/Page1.html</guid>
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