The miracle of yet another year.
In the great words of the late JL: So this is Christmas, and what have you done….
So what have you done this year? What will you do next year??
Asking in strictly a personal financial sense.
I am writing this on a train leaving the madness that is London, for the reasonable sanity that is Merseyside. I am a bit biased, am I not?
Anyway, I was in London for a seminar/conference on various matters and of course the attention is always turned, as it is this time of year, to the new and upcoming year. How profound.
The month of December is a unique month; not only is the end of our calendar year, but the holidays are upon us, and the new year looms nearby.
Holidays upon us, that sounds like a T-Rex dinosaur bearing down on us without regard for our superior intelligence, but with great regard for how tasty we may be!
December also is a month where retailers find new ways to separate us from our money and we look for new ways to be separated from our money, but in a fair and bargained manner.
December a month to look back and look forward. A glance to the sides always helps as well. But once we finish Christmas, (if you celebrate it), Boxing Day, (how can you not celebrate it), we move on to New Years and most importantly, New Years Eve, or for us who know our drink and introduce ourselves to it regularly, amateur night.
A night to drink and eat too much, stay out late, scream from the back porch, (depending on where you are from), and make a resolution for the new and upcoming year.
What resolutions will you make? I know a lot of questions in a short period. But think about it. Will you quit smoking, drinking, philandering, etc. Maybe, you might think, I’ll get my financial house in order. Yes, that’s it. My debts will get sorted this year.
2008, the year of the Rat and the year of no new debt, oddly they seem to go together.
But then where to begin? One can begin by ceasing to debt. Debt be not proud! Debt will not go quietly into that good night.
Just stop using the overdraft, the credit cards, etc….OK….simple enough.
Set up a spending plan. Don’t know what that is, I can help.
Then we can work on the debt you may or may not have.
There are solutions out there; just like Aliens waiting for the night, solutions are out there.
So you may ask what is my resolution for this new and wondrous year. My plans are the same as past years, but more. I’ll be here to help people with the financial issues, advise on the courses of action they have available to them, and to exorcise the last demons in my life.
In other words, everyday above ground is a good one, life is too long and beautiful to worry about your debts, (they can be sorted), and as for a toast on New Years Eve, as Dr. Dan used to say, “to our fine and noble selves, there are but a few of us left”.
Cheers!
