While some consumers have been fortunate to receive full refunds of their bank and credit card charges under this doctrine of unfairness, other have received some or no refunds back.

 

Currently there is an attitude that all consumers should be tenacious, aggressive, focused and self-funded to go after the banks to recover these fees and charges. And while some consumers are well prepared to do just that, others are not.

 

I have seen some consumers settle for far less than they could have recovered because they are both emotionally involved in the direct argument with the bank and they have little or no experience in going up against the large legal hurdles the banks are putting forth.

 

Ultimately the real factor here is not if the consumer pursued the bank without reservation to the ends of the earth to recover funds, but was the largest amount of funds recovered. I would hate to see people intend to get their money back and not do it.

 

To assist consumers people can elect to utilize the self-help services from Myvesta UK and attempt to recover the fees themselves or utilize the bank charge recovery service provided by Myvesta on a no-win no-fee basis.