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Imagine going out one day and buying 50 hats, or shopping for a baby or a pet that you don't have. Maybe you decide to buy a couple new cars and just go to the bank, get the money and do it. Or, you might just go to the shops and have a day long shopping spree buying whatever you'd like, regardless of the cost.

Sound like someone who has more money than they have sense?  Or maybe they have won the lottery and don't know how to properly invest their winnings. Try again.   People in the manic phase of Bipolar Disorder often spend money in foolhardy, irresponsible ways such as those above. While not listed as a Bipolar symptom, overspending may be one of the more disturbing results of the disease in that it may force the patient into bankruptcy.

About 340,000 five-year fixed-rate mortgages were taken out in 2003, but research from Mortgage Monitor analysts suggests these consumers are now struggling to meet their monthly repayments.

As the fixed-rate deals expire this year, monthly repayments have hiked by more than 35%.

The average home has lost £6,000 in value over the past six months in the latest sign that the housing market is on the brink of a major decline.
What do you consider status symbols? What are the signs that you've "made it" in your world? And do you think that what you consider to be markers of your place in society is substantially different from what others consider? Are there regional differences as well, or differences based on how you were brought up or what your family had? Is it what I think of as the usual house-car-school dynamic for you, or do you have other things that signify success?
Sometimes debts can build up to the point that they're overwhelming.  Avoiding contact with your creditors (the people you owe money to) isn't a good tactic, and makes them suspect you won't pay, rather than can't pay. It won't go away if you cover your eyes.

Ensure That You Insure The Roof Over Your Head

British Summer Time (BST) started at 0100 hours Greenwich Mean Time (GMT) on Saturday 29th March when we  moved our clocks forward one hour.  Then 0100 GMT became 0200 BST.
Due to the rising price of precious metals worldwide, there has been an increase in reported thefts as thieves target metals ranging from small amounts of lead flashing from the roofs of houses, to larger amounts from churches, schools and business premises to high value thefts of copper cables.

Save Our Christmas Sanity

Strangely, people always seem 'surprised' by Xmas, as if it hid until winter then yelled, "Boo!" 

Christmas 2008 may seem a long way away, but spend a little time preparing now and you'll save time, stress and money later in the year.

On 5 April 2006, the Office of Fair Trading announced that any penalty charge over £12 in a standard credit card contract was likely to be unfair. This led to large numbers of people being advised to ask their credit card providers for information, held as part of their old credit card statements, to find out how many times they have been charged more than £12 so that they can reclaim the difference.

When It all Gets Too Much

Attempts at suicide, and suicidal thoughts or feelings are usually a symptom indicating that a person isn't coping, often as a result of some event or series of events that they personally find overwhelmingly traumatic or distressing.

The majority of individuals who take their own life do not have a diagnosable mental illness. They are people just like you and I who at a particular time are feeling isolated, desperately unhappy and alone.

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