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Bank Charges
 Victorious Win Against Unfair Penalty Charges
 Northern Rock Appears to Intentionally Violate Banking Code and OFT Debt Collection Guidelines
 On Unlawful Bank Charges in the UK. The Banks Think You Are Stupid. Are you?
 Banks Scare Consumers to Stop Claims for Illegal Charges
 Bank Charge Case Goes For Exemplary and Aggravated Damages
 Northern Ireland Bank Charges Should Be Lower
 A Successful Bank Charges Claim From Abbey
 Unfair Bank Charges and Unlawful Bank Charges
 Lloyds TSB Representative Walks Out of Radio Studio - Unable to Defend Unfair Bank Charges
 Banks Running for Cover From Consumers Reclaiming Unfair Bank Charges
Bankruptcy
 UK Bankruptcy Whilst Living in the EU
 How Will Government Owned Northern Rock Vote IN IVA's Now ?
 Man Found Guilty of Bankruptcy Fraud Receives Prison Sentence for Free
 Disturbing Article "Prisoners of Debt"
 Bankruptcy Makes You Feel Like Crap
 Coming Out of the Closet, About My Bankruptcy
 What Do The Latest IVA and Bankruptcy Figures From the Insolvency Service Show Us? It's Not What You Think.
 Arbitrary Creditor Repayment Thresholds Hurt Consumers Seeking Help in an IVA
 Rolling Stones Dodged Bankruptcy by Leaving the UK
 Do UK Consumers Really Want What They'll Get?
 Majority of Brits Overspend and are Headed for Financial Trouble
 Debt Culture is Alive and Well in Britain
 A New Approach to Provide Maximum Creditor Repayment While Incentivising Consumers to Exert Maximum Effort
 Bankruptcy in the UK: Video Questions and Answers
 How to Know When You Should Go Bankrupt
Banks & Creditors
 Northern Rock to Cut Customer Service Staff. Oh Goodie!
 I Can't Make My Payments Or Pay My Bills
 Tighten Your Belts This Could Be Rough
 Put Money Away For Rainy Days Ahead And Brace Yourself For The Turbulence To Come
 It's Clear When It Comes to IVAs. Banks Come First. Consumers Come Last.
 Credit Crunch Bites Borrowers
 Major Fire Caused By Exploding Canisters
 EU Loans Now Sneaking Across Borders Without Passports
 Are You Seeing Red And Getting Screwed With Your Current Account?
 While Northern Rock Was Sinking While Applegarth Was Rising to Marital Bankruptcy
 HFC/HSBC Office of Fair Trading Complaint Moving Forward
 UK Post Office Platinum Card Phone Application, a Good Idea? Beware of the Terms and Conditions.
 You Can Easily Be a Victim of Chip and PIN Fraud and Lose Money
 SMS Spam Message Leads to 183% Loan From UK Lender - "You Qualify"
 Careful in Chester. MBNA - Bank of America Eliminating Hand Soap
 Consumer Debt Outlook for 2008 - PAIN
 London Scottish Bank - Credit Card Delinquencies Hurt Performance
 Debtors Double Digit Debt Delinquencies, Detrimental in 2008
 Two Things You Would Like to Tell Your Credit Card Company
 Loan Inducement or Enticement?
 Why Do Debt Management Companies Charge Fees?
 A Simple Explanation Why The Credit Crunch is a Concern for Consumers
 If Ethics Are Ethics Then Why Are Banking Ethics Different?
 Banking and Ethics
 Northern Rock Wants to Bankrupt It's Customers
 Ethical Banking. Is it Possible or Reasonable?
 You Should Be Ashamed, Embarrassed and Disgusted by UK Banks
 Treating Customers Fairly in the UK Sounds Good But…
 The Richard Branson & Virgin Challenge for Northern Rock
 The Scam of Credit Cards and Collateralized Debt Obligations (CDO)
 Malcolm Hurlston and CCCS and the Northern Rock Lawsuit
 Credit Card Company Teases Customers With Excessive Credit
 A Video to Help Explain Central Banking
 How Credit and Debt Are Magically Created by Banks
 HSBC Appears to Now Be Intentionally Violating OFT Debt Collection Rules
 Be a Friend to a Bank. Do Something Nice.
 Northern Rock - The Butt of Comedian Stand-Up Routine
 One Cheer for Malcolm Hurlston and One Cheer for HSBC
 HFC and HSBC, Power Creates Arrogance and Arrogance Creates Stupidity
 Is the Soulless Banker Alive And Well, Everywhere?
 HSBC Makes Me Want to Know More
 How HSBC Almost Sank Christmas
 A Remarkable Situation With Australian Bank Staff. “We won’t push products on debtors!” UK Banks Need to Listen
 StreetCred Credit Union Goes Kaboomizzle
 Banks – Do We Really Have To Love Them?
 Say It Ain’t So. FSA Goes MIA on PPI & TCF. Should be Changed to TCFB?
 Don't Cry for Me Northern Rock
 Osama bin Northern Rock
 Northern Rock Issues Convenient Words Devoid of Real Substance for Debtors
 Which Bank to Gobble Up Northern Rock? Update on IVA FOS Complaints
 Hasta la Vista Northern Rock: What Investors Need to Know
 What the Hell is Wong With Northern Rock?
 HSBC Gets the Last Laugh Over the Facebook Student Revolt
 Can HSBC Really Be Just That Dumb?
 The British Banking Code Might Not Have Teeth, But It May Have Dentures
Consumer Offers & Special Deals
 Free Stuff From Condoms to Computer Software, Waiting for You.
 Really Sweet Mobile Broadband Deal. I’m Seriously Jealous I Missed It.
 Mobile Phones Arghhh – Always a Rip-off? Where Are The Deals?
 Get Paid for Your Opinion With Online Surveys
Credit Counselling
 Act Now To Bank The Best Rates
 CCCS and CCCS Chairman Malcolm Hurlston Appears in the News Yet Again, or Not, as the Case May Be
 Is CCCS UK Giving Best Advice to Consumers or Acting as a Debt Collector?
 Debt Free Direct Comes Out of Its Cocoon
 Consumers in Debt. Paying For Professional Assistance. Who’s Really Getting Screwed.
 HFC and HSBC, Power Creates Arrogance and Arrogance Creates Stupidity
 Debt Management Plans (DMP), My Old Views Are No Longer Valid. I’ve Radically Changed My Position
 Death to Debt Management in the UK
 CCCS Cries “Sour Grapes”. Debt Charity Demands Watchdogs Stop the Imposters. But Which One?
 What CCCS and Credit Counselling Needs to Know
 Can We Trust CCCS to Protect and Defend Consumers?
 Reward Offered For Payplan and CCCS in the UK.
Credit Report / Credit Score
 My Identity Was Stolen and I Want It Back Now
 Please Disrobe, It's Time to Check Your Medical Credit Score
CreditCards - Debit Cards
 Victorious Win Against Unfair Penalty Charges
 Determining How Many Credit Cards Are Too Many
 From Zero To Thirty Percent In Just One Month
 A Stooze And Egg Tart
 Citigroup Ends Up With Egg On Its Face
 Better Get Ready. Credit Card Interest Rates Prime For Rate Hikes.
 Does One Size Fit All?
 Why Crooks and Thieves Love Your Debit Card
 MasterCard PayPass - A Contactless Credit Card - Cool for 95%, Curse for 5%.
 You Can Easily Be a Victim of Chip and PIN Fraud and Lose Money
 Early Resolutions
 Money Paid for Junk Mail Credit Offers
 Debit Cards Less Safe But Consumers Not Aware
 I Have Bad Debts Can I Get A Credit Card Still?
Debt and Mental Health
 Spending Sprees Plunge Mental Health Patients Into Chronic Debt
 When It all Gets Too Much
 You Never Know What Goes On Behind Closed Doors
Debt Management Plan
 How Will Government Owned Northern Rock Vote IN IVA's Now ?
 Debt Management Plans (DMP), My Old Views Are No Longer Valid. I’ve Radically Changed My Position
 Why a Debt Management Plan (DMP) is Not Like an Individual Voluntary Arrangement (IVA)
 The Birth of the New Debt Management Plan in the UK
Free Stuff
 Free Coupon Trick Turns Regular Money Saving Coupon Into Turbo Discount Coupons
Fuel Poverty
 British Debt Pain to Heat Up With Higher Energy Bills
 Priority Group Age 60+
 Fuel Poverty is 'New Social Evil'
General Debt Related Articles
 Fixed Rate Mortgage Payers Under Stress
 Housing Market Is On The Brink Of A Slump As Prices Drop Again
 I Want A Big House And A Big Car - Or Do I ?
 Brass Necked Thieves Even Lift Door Knobs
 Save Our Christmas Sanity
 Suicide Rate Spikes Among Farmers In India
 Feng Shui Your Filing Cabinet - The Definitive Guide To Improving Your Finances
 Judges Urged To Consider FSA Rules In Repossession Cases
 Get Rid Of Your Gremlins And Watch Those Worries Disappear
 Debt Drives Loving Family Of Four To Suicide
 Do You Live With An Oniomaniac? No I Don't Mean A Compulsive Onion Buyer
 Avoid Jumping The Red Light And Damaging Your Credit
 F@&k MAXjet. Systemic Customer Service Failures Lead to Flame Out, Crash and Burn
 Twelve People to Lose Jobs by Jellyfish
 Strippers and Money Management – Part One
 I’m Really Not a Creditor Vigilante
 Surprise! Facebook and MySpace Users at Risk of Identity Theft and Credit Fraud
 Being Poor Without Poverty
 An Open Letter to Bob
 Does God Love UK Debtors?
 Debt With Dignity
 Not Much You Can Do But Watch the Consumer Debt Crash Coming
 When Will the Consumer Debt Crisis in the UK Hit the Fan?
 Credit O’ Great Mystery of Life…..NOT!
 The 20 Greatest Myths About Credit and Debt
Getting Out of Debt
 "I Can't Make My Payments or Pay My Bills." A Phrase to Be Heard More in 2008 in the UK
 Mortgage Company Employees Need Mortgage Help
 So What Have You Done…and…What Will You Do?
 The Collecting Debt and the Debt Collector
 Journalists - Beware of What You Least Expect
 Finding Easy Money, In The Most Unlikely Places, to Pay Off Debt
 Debt.co.uk Expands into Scotland
 Debt Denial Can Break Families and the Economy Silently
 Living in the Present Whilst Thinking of the Future
 The Role of Bankruptcy, Insolvency and Consumer Financial Rescue Solutions and its Relationship with Modern Consumerism and Growing Economies
 The Eight Stages of Debt and Financial Death
 Life in the Real World: Reflections From the Other Side.
 The Two Faces of Debt
 A New Perspective
 The Unknown Number
 The Snowball Effect
Individual Voluntary Arrangements
 It's Clear When It Comes to IVAs. Banks Come First. Consumers Come Last.
 The IVA Crisis to Hit UK Consumers Who Are Currently In An IVA and Can't Afford the IVA Payments
 How Will Government Owned Northern Rock Vote IN IVA's Now ?
 Is The IVA War Really Over?
 Misselling Individual Voluntary Arrangements (IVA)
 Why Are UK Creditors Trying to Fail With the IVA?
 The Demise of the Individual Voluntary Arrangement (IVA) and Insolvency Practitioner in 2008 Without Action
  Hot IVA Leads for Sale. Fresh and Prime. Is That Right or Wrong?
 Debt Management Plans (DMP), My Old Views Are No Longer Valid. I’ve Radically Changed My Position
 Xit Debt Letter Scaring Consumers in Individual Voluntary Arrangements (IVA)
 WARNING: Mis-selling of Individual Voluntary Arrangement (IVA) Letters in the Post
 Debtmatters Pulls Brilliant Move and Falls Out of Bed
 HSBC Activist Investor Eric Knight Should Be Interested in UK IVA Policy
 Court Case Against Northern Rock Rejection of IVAs Moving Ahead But Needs Feedback From IPs
 IP Survey Results in Regarding Implementation of the TIX Compliant IVA
 Creditors On The Edge of Big Losses From Individual Voluntary Arrangement (IVA) Complaints
 Why Do Scottish PTDs Get Better Terms Than IVAs?
 Who Am I?
 R3 Takes TIX Desire to Control the IVA and Insolvency Practitioners Seriously
 Consensus is the way forward on IVAs, says ICAEW
 If the Individual Voluntary Arrangement (IVA) Was An Airlines
 Do We Need to Wave Goodbye to the Simple IVA (SIVA)?
 Why a Debt Management Plan (DMP) is Not Like an Individual Voluntary Arrangement (IVA)
 Reward Offered For Payplan and CCCS in the UK.
 IVA Update: Six Creditors Restrict Access and Knowingly Hurt Most Vulnerable Citizens
 Guess What IVA, HBOS, TIX, TESCO, and ASDA Have in Common
 Why the US Credit Counselling Lessons Are Important to Protect the IVA
 More Bad IVA News From Around the World.
 Mike Reeves, Insolvency Practitioner, Expresses Concerns Over IVA Consumer Exclusion
 Co-Founder of TDX now on the Board and Part Owner of IVA Firm Debt Free Direct
 Insolvency Practitioners Speak Out In IVA Survey About TIX Demanded IVA Changes
 You Will Comply. Resistance is Futile. Comments About the Latest TIX Update on Individual Voluntary Arrangements (IVA).
 UK Insolvency Service Reaffirms Commitment to the IVA
 Is an Individual Voluntary Arrangement (IVA) a Consumer Privilege or a Right?
 Four Reasons Why I Love The Insolvency Exchange (TIX)
 A Time for action? – Compliance On Call’s response to the recent creditor pressure in the IVA market
 Notice to Insolvency Practitioners From R3 - The Association of Business Recovery Professionals
 The Creditors Guide on How to Build an IVA Factory
 The British Banking Code Might Not Have Teeth, But It May Have Dentures
 Northern Rock and the Fake Individual Voluntary Arrangement (IVA). You Won't Believe This.
 What Do The Latest IVA and Bankruptcy Figures From the Insolvency Service Show Us? It's Not What You Think.
 The Insolvency Exchange Releases New Rules to Control Individual Voluntary Arrangements (IVA) Which Benefit Banks But Hurt Consumers and Insolvency Practitioners
 Government Action is Now Required to Treat IVA Consumers Fairly
 Comprehensive Guide to Individual Voluntary Arrangements (IVAs) Launched
 "Earth to TIX" - IVA Market Misses Target Completely With Changes That Benefit Creditors
 Arbitrary Creditor Repayment Thresholds Hurt Consumers Seeking Help in an IVA
 Inside Secrets of Marketing IVAs and Why the IVA Marketplace is in Trouble
 Capital One Sets Sights on Insolvency Practitioners
 Insolvency Practitioner Needs Help to Not Go Bust
 Insolvency Practitioners Cut Income By Half, Unnecessarily
 Insolvency Practitioners Speak Out Against Capital One
 Majority of Brits Overspend and are Headed for Financial Trouble
 Joint IVAs - Changes and Problems Created
 Some Creditors Refuse to Treat Consumers Fairly In an IVA
 Creditors Treating Consumers Unfairly - A Consumer Lawsuit Waiting to Happen
 A New Approach to Provide Maximum Creditor Repayment While Incentivising Consumers to Exert Maximum Effort
 Punishment versus Profit: A review of the proposed calculation of IVA monthly payments
 IVA Video Information - Questions and Answers - FAQ
 Hello UK, You Don’t Know How Good You’ve Got It With The IVA
Insurance
 Ensure That You Insure The Roof Over Your Head
 Who Knew You Needed Wedding Insurance So Badly?
Loans
 When Lenders Make Bad Choices You Pay
 Doing the Wrong Thing for the Right Reason
 Adverse Credit, Bad Credit and Debt Consolidation Loans
Make More Money - Increase Your Income
 Act Now To Bank The Best Rates
 Get Out of Debt The Fun Way
Mandy Dandy Tips
 Keeping up with New Year's Resolutions Whilst Saving Money
 Creative Christmas
 Friday Tips and Money Saving Advice
Myvesta Related
 The Truth About Myvesta UK. What You Should Know
Payment Protection Insurance
 Payment Protection Insurance Providers Still Not Off the Radar
 Complaints Against Banks and Payment Protection Insurance Providers is Rising
 Payment Protection Insurance Under Fire
Scottish Debt
Protected Trust Deeds
 Protected Trust Deeds in Scotland
Sequestration
 Sequestration
Starting a Business
 Starting your Own Business is Both Rewarding and Scary as Hell.
Student Loans / University Tuition
 University Graduates Headed for Financial Trouble
Things to Make You Laugh
 The Letter to the Bank You Wish Your Grandmother Would Send

Blogs

 Barclaycard Pushing Credit. Paying Top Rates for Applications
 Blend Your Credit Cards
 Blogs Aren't Bowel Movements
 Consumer Debt is a Big Deal and Spreading
 Debt and Curry - The Worst of Bedfellows
 Don't Swear At The Insolvency Service by Email
 Early Morning Thoughts About Money
 Help Get Your Chores Done
 ICE, ICE, Baby – In Case of Emergency
 Is This Only Odd to Me?
 It's Time We Stood Up And Fought For Disadvantaged Creditors
 Killing Me Softley With My Debt.
 Leave Your Top On
 Rain Insurance for Financial Services
 Saying What Matters: Blogging and Writing About Money Problems
 The Shoplifter and Confession
 Visa and Barclaycard Team Up to Make The UK a Cashless Society
 You've Got To Have A Laugh

Authors

 Amanda Rhode
 Myvesta UK
 Steve Rhode