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Question from dddebt...

I have an IVA meeting coming up in a few days.
My bank phoned my work. Not sure what was said but I was called in today and all of a sudden got a raise....with back pay ( work probably heard about my debt problem)
I have to declare this amount but I feel my privacy was violated....thus doing an IVA.

What's the banks plan into making my employer feel guilty into giving me a raise, and what is my rights now that they've called my employer?
I doubt my employer is going to tell me what they said.

Answer...

dddEBT

Creditors do ring customers employers in an attempt to speak to their customers, but as they have to comply with the Data Protection Act they should only ask to be transferred to you and should not under any circumstances disclose any of your details with anyone other than you.

Is it possible that your employers thought that the bank wanted to speak to you regarding a position with them and to keep you they have given you a rise ??

If you are on an IVA, then you should inform the Insolvency Practitoner dealing with you that your salary has increased and you have had back-pay. He will then decide if any of this should be paid to your creditors.

Regards

Len