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en-us http://backend.userland.com/rss Your Friends @ Myvesta.org.uk (stever@myvesta.org) myvestaukblog_archive.html CCJs Are Not The Easy Way Out stever@myvesta.org 114367790605109233 People in debt are being warned of the severity of receiving a County Court Judgement (CCJ).

It may be a common misconception that getting a CCJ is an easy way to see off creditors and to prevent the lender from handing out more charges.

The consequences of being given a CCJ however can be very damaging.

Your credit rating will be affected negatively by CCJs and you may be left in a position where borrowing money in the future could be very costly.

"People underestimate the impact of CCJs," says Stuart Glendinning from Moneysupermarket.Com, "they simply don't appreciate the impact on credit ratings".

Once a CCJ has been issued all is not lost however, and if the borrower can make a full payment before they are due in court, the judgement will be dropped.

The important thing is to get in contact with the lender to prevent the action being taken.

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