DebtBytes UK - Bankruptcy, Insolvency, Simple IVA & Bank Charges News UK http://myvesta.org.uk/blog/export.xml UK IVA and bankruptcy focused insolvency advice column for people that are dealing with problem debt, money troubles or falling behind on the bills. This advice column will provide you with information you can use. For more information visit Myvesta UK at Myvesta.org.uk.

en-us http://backend.userland.com/rss Your Friends @ Myvesta.org.uk (stever@myvesta.org) myvestaukblog_archive.html A Credit Card That Really is Free For Life? stever@myvesta.org 112514444124567576 Just when I thought I’d seen it all I stumbled across Doha Bank in Qatar. They offer a line of credit cards that are “free for life”. I’m not quite sure what that means but what I found most intriguing was the fact that the monthly minimum payment is 10% of the outstanding balance. This is a huge amount when compared with minimums in the UK or the US.

]]> 12:06 PM Your Friends @ Myvesta.org.uk Your Friends @ Myvesta.org.uk 2005_08_21_myvestaukblog_archive.html#112514444124567576 27 August 2005 27 August 2005 Winter is coming – Fuel Poverty Kills stever@myvesta.org 112497393649566135 We can’t forget that winter is coming again, as it does every year that we are alive. But for some, they won’t survive the winter this year, instead finding an ill death related to winter cold.

With energy prices ever increasing with no end in sight, the cost of fuel on a tight budget is a real concern.

If you are a current client of Myvesta UK we can offer you access to free funds for energy grants you may be eligible for. These funds can pay for home improvements to lower energy costs as well as other fuel related expenses.

More information on fuel poverty.
]]> 12:44 PM Your Friends @ Myvesta.org.uk Your Friends @ Myvesta.org.uk 2005_08_21_myvestaukblog_archive.html#112497393649566135 26 August 2005 26 August 2005 Basic accounts 'failing poorest' stever@myvesta.org 112488732394705227 Basic bank accounts fail to meet the needs of half the UK's poorest people, the National Consumer Council says.

Research carried out for the NCC reveals that those with such accounts are more likely to get into financial problems than those without them. [more]
]]> 12:39 PM Your Friends @ Myvesta.org.uk Your Friends @ Myvesta.org.uk 2005_08_21_myvestaukblog_archive.html#112488732394705227 25 August 2005 25 August 2005 Tea-Boy's Vision Sees Him Rise to be Top Boy stever@myvesta.org 112476887948488981 When you are struggling with debt, sometimes you can only look a day or two ahead in life. Here is a nice story about how determination and hard work can pay off. This can happy to you also if you want something bad enough. Don’t give up hope.

(It was such a classic headline, I had to use it.)
]]> 8:46 AM Your Friends @ Myvesta.org.uk Your Friends @ Myvesta.org.uk 2005_08_21_myvestaukblog_archive.html#112476887948488981 24 August 2005 24 August 2005 Collectors Trying to Collect From Debt Collector stever@myvesta.org 112476280479896124 Oh the irony!

And you thought you had a bad experience with a debt collector. Even business that legally need to have debts collected have bad experiences. You’ll find the tangled web this collection company left behind, interesting. Great article.
]]> 2:05 AM Your Friends @ Myvesta.org.uk Your Friends @ Myvesta.org.uk 2005_08_21_myvestaukblog_archive.html#112476280479896124 23 August 2005 23 August 2005 Welsh Tight With Money? stever@myvesta.org 112467388766257073 "During the three months to the end of July, 57 per cent of purchases made by men on their credit cards were purely self-indulgent, compared with just 37 per cent of women's. Men also spent an average of £324 on themselves, while women spent just £176 on personal treats."

"The Welsh were the most disciplined when it came to treating themselves, spending an average of only £34 during the three-month period."

Makes you want to read more, doesn't it. See "Self-indulgent men more likely than women to spend money on themselves"
]]> 1:21 AM Your Friends @ Myvesta.org.uk Your Friends @ Myvesta.org.uk 2005_08_21_myvestaukblog_archive.html#112467388766257073 22 August 2005 22 August 2005 Not Always Gloomy stever@myvesta.org 112459892050934352 "Figures from the Association of Payment Clearing Services show that in June, debit cards for the first time took more than 60 per cent of the value of transactions, well ahead of credit cards." That means that while more transactions are in play, the majority are no longer on credit cards. -- Financial Times, Mirror
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