| Confession | Date |
| we are completely drowning in debt - we started out with perfect credit and now nobody would loan us anything because of a situation where we lost our income for 9 months - I have given up talking to creditors, I have bounced checks everywhere and almost got in trouble we are supposed to be filing for bankruptcy because we see no other way to get out and I can\'t take the harassment anymore - creditors call our relatives, call early in the morning late at night insult us I am so ashamed at our age we probably won\'t even be able to get a car loan again | 08:49 PM Jan 07, 2007 |
| i am 100k in debt | 02:46 PM Jan 07, 2008 |
| Well, what can I tell you? Money problems have just about destoyed my life. I could blame others if I was inclined to but the truth is it was a combination of me and them. I\'ve done the bankruptcy thing. It relieves the stress a little. My advice would be get help quickly rather than slowly. The miracle you\'re waiting, hoping and praying for won\'t come. Cry now, if you feel the need to and move on. Pain, like everything else, goes away in the end. | 06:01 PM Dec 21, 2006 |
| I just need to save more money | 12:18 AM Nov 11, 2006 |
I am so ashamed of my financial situatin. My wife doesn\'t even know how deep in debt we are. For years I have lied and hide the situation from her because I never wanted her to know that I\'ve spent the money we were going to use when we were older.
She has no idea that there is no way we could afford to retire and on top of all of that I have taken out lines of credit to pay for holidays to make her believe that my job is more successful than it is.
I have never told anyone this before but a few years ago I actually took money from my job to try to make ends meet. I\'m so ashamed I don\'t know what to do. | 10:34 AM Sep 27, 2006 |
My business failed less than one`year`after starting up.I am left with a Bank Of Ireland Business Loan of 27k & a Bank Of Ireland Finance loan for 7K.These repayments I can meet on a monthly basis thanks to my nursing job.I owe approx 23k to suppliers & approx 27k to The Credit Union,nearly 50k in total and this debt is crippling me as I am struggling to try and pay as much as I possibly can.I am frightened & do not know where to turn to or how to go about repaying as the total to be repayed monthly far exceeds my income.I have written to my suppliers & explained my financial situation....some have threathened legal action & court proceedings.I cannot afford solicitors fees.Can you please offer me some help and advice.
Thank you,
Helen | 04:38 AM Apr 26, 2009 |
| In uni I used credit cards to pay for things I could not afford hoping that latter I\'d be able to pay it back and now I\'m struggling just to pay the necessities. I\'m afraid that I\'m a bad person for not being able to repay this debt. | 07:42 AM Sep 29, 2006 |
| loans | 03:43 PM May 14, 2009 |
| i just got doubled on an homeowners ins quote becuse i have a low credit score but ive been very good at paying bills on`time`for last two years how can i get my score up | 12:04 PM Jun 18, 2007 |
| 06:20 PM Jul 05, 2009 |