- I have a joint loan with an ex partner who is not paying his half. Can I claim a repayment for what i've paid through the courts? He is not bankrupt.
Unfortunately, this is more of a legal matter. You may want to contact a soicitor about this. Usually, both parties are joint and severably liable and as far as the creditor is concened as long as one of the parties is paying back the debt, then they will be unlikely to get involved.
- I was a guarantor for a car for my ex-partner. My ex is about to declare himself bankrupt. If his Yes Car Credit bill is written off, will they still be able to pursue me for it?
Unfortunately the answer is that they can. When you signed the loan with your ex-partner you guaranteed the loan in case he could not pay. While they can't collect the full amount from both parties they can look to both guarantors on the loan to make themselves whole under the contract. That ...
- My lender wants to give me a loan to consolidate my credit card debt with them. Should I do this?
In 2005, lenders like Egg, Abbey and Barclays were targeting credit card customers who were borrowing large amounts of money on credit cards and taking a long time to pay it back. The lenders were encouraging these customers to convert these accounts to a more structured loan. The feeling was t ...
- I’m a homeowner and I’d like to get a loan to payoff all my loans and credit cards. Can you help me?
At Myvesta we have trusted relationships with FSA registered mortgage specialists. We work closely with our partners to help our clients find the loans they are looking for. Our loan partners understand the needs of our clients, work closely with us to help you find the right loan for you an ...
- My partner got a loan and they wanted to see my earnings as well as his own am I liable even though I signed nothing stating to be a guarantor?
One of two things has happened here. Either the lender was just looking at total household income in an attempt to make a good decision in granting the loan to your partner or, more worrisome, is some indication that you signed anything at all. If you did sign a document as part of the extens ...
- Can you help me get a loan?
Myvesta can help you find the loan you are looking for if this is right for you. Through our network of FSA regulated lenders, a mortgage or suitable loan can often be found for almost every situation. Sometimes however it can be very difficult to find suitable lenders who are willing to lend mo ...