Debts after discharge from before bankruptcy

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Debts after discharge from before bankruptcy

Postby BankruptUser2007 on 02 Aug 2008, 22:07

Hi,

I am a discharged bankrupt. However, I have recently received a payment demand for a mobile phone that I had 3 or 4 years ago.

I am sure I paid this (although it was late) and believe it was to a debt collection agency. I remember the call vividly and can remember exactly where I was and that I was on a lunch break when I made the call / payment. However, I can not remember if I paid by one of the two bank accounts, or my credit card, or the exact date (I have no statements).


The envelope contained 2 letters, one from the mobile network stating the debt was passed to a dept collection agency only THIS MONTH and the other from the agency demanding payment at the end of the month (which I cannot afford).

Firstly I thought it was strange as this debt (if I did owe it) would have been 3 / 4 years old now with no previous requests for money, and that two different letters seem to have come together in one envelope.



Anyway, my question is this...

If I have been declared bankrupt and discharged, then made aware of debt that I didnt know I had from before I was made bankrupt (now after I am discharged) would this have been cleared in the bankruptcy?

Im just not sure what I am supposed to do. Has anyone got any advice?



Thanks in advance
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Re: Debts after discharge from before bankruptcy

Postby Hg on 04 Aug 2008, 14:04

Hello

If the debt was incurred before the bankruptcy, you have been discharged from liability for it.
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Re: Debts after discharge from before bankruptcy

Postby BankruptUser2007 on 07 Aug 2008, 11:50

Thank you very much :)
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