am I worrying over nothing?

Tips and stories from those who have gone bankrupt and how they coped with it and what life is like today.

am I worrying over nothing?

Postby fionag1710 on 06 Feb 2008, 18:48

Maybe this is a silly question but its been playing on my mind.
I know that the OR can ask for any information he wants even years after im discharged and I have to provide it.
Im worried because in July (when the floods hit Doncaster and Sheffield badly) my Dad said he would help me out with buying some new clothes and paying some bills because I'd lost everything in the floods was peniless. My husband at the time was with me and he had a bank account too but we had both lost our bank cards in the floods and his bank said they wouldnt allow him to withdraw any money without his card. My bank said they would allow me to withdraw money under the circumstances so my Dad put £500 into my account which I withdrew immediately and spent on clothes and our phone bills and food etc. Now im worried ( I didnt mention it the OR as I didnt think it was anything to mention at the time) that the OR is going to come after me after Im discharged saying why havent you mentioned this £500 that went into your account?
Another thing I did which was silly was sell my car (which was exempt in my bankruptcy as it was worth about £300) and I bought a new car (worth £100) and put it in my name. I didnt think I would need to tell the OR as if he had exempted one car worth more than this new one he wouldnt be interested in another car worth £100. The car is now scrapped as I couldnt afford repairs on it. Is the OR going to come after me if he finds out about these two things and will I get into trouble?
I know not telling the OR was silly but sometimes I forget Im bankrupt!
At least I did the correct thing in telling the OR that my Dad has died and Im due to get some inheritance!
Any advice would be appreciated, I dont want to get into any trouble!
fionag1710
 
Posts: 17
Joined: 29 Oct 2007, 20:55
Location: wakefield

Postby Hg on 06 Feb 2008, 22:11

I think the short answer is yes, you are worrying about nothing! Don't worry about these things at all!
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Hg
 
Posts: 640
Joined: 14 Jun 2007, 22:02
Location: The chair of Gh, who locked himself out his account!

Postby fionag1710 on 07 Feb 2008, 11:56

hope you're right! Im just a natural worrier I drive myself mad with these things!
fionag1710
 
Posts: 17
Joined: 29 Oct 2007, 20:55
Location: wakefield


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